Homeowners Insurance Coverage
Your home is like no other. And our homeowners policies were designed with homeowners like you in mind, offering the coverages you want that may help you with your peace of mind. Your house, personal property and separate structures (such as a detached garage) are covered for many of the everyday risks you face as a homeowner. Best of all, you get an agent who is personal, local, and knowledgeable. This professional can answer your questions about the policy and its coverages, discounts you may qualify for and deductibles you may choose. Most importantly, your agent can help you in your selection of coverages that fits your needs.
Standard Coverage: Property: Your Home
Property: Your Possessions
Coverage is comprehensive, applying to many types of damage and many causes of loss or damage (subject to exclusions).
Contents Replacement Cost is included and pays for the cost of repair or replacement without deduction for depreciation.
Additional Living Expenses
Pays when you're legally liable for someone else's bodily injury or property damage resulting from an accident, negligent acts by you or qualified household members (on or off premises) and the acts of your pets.
Includes costs to resolve claims or defend lawsuits brought against you.
Optional Coverage: Scheduled Personal Property
Scheduled and unscheduled coverage of important valuables is available.
State-of-the-art assistance in the resolution of identity theft events, advocacy services relating to the prevention of identity theft and replacement of certain important documents.